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Cost & planning guide

How Áegis Living pricing actually works.

Three numbers. No asterisks. We walk through rent, care points, and the one-time community fee with a real example — the way our advisors explain it on every tour.

Senior living pricing should not require a decoder ring.

Most communities quote one big number, then send a contract with a dozen line items families discover later. Áegis Living does the opposite: three numbers, separated on purpose so each one can be defended.

This guide is built from how our family care advisors explain pricing on every tour. Any ranges here are general planning estimates — your written quote reflects the specific community, apartment, and care assessment.

The three numbers

Rent · Care Points · One-time community fee

1. Monthly apartment rent
Covers the apartment, utilities, three chef-prepared meals a day plus snacks, weekly housekeeping and laundry, scheduled transportation, on-site activities, the on-call team, and amenity access. This is the housing-and-hospitality layer — not personal care.
2. À la carte care points
Personal care is billed in care points after an in-person nursing assessment. Reassessed as needs change. You only pay for the support being used — medication management, bathing assistance, escorts, two-person transfers, mobility help, and similar tasks.
3. One-time community fee
A single charge at move-in covering apartment preparation, the initial nursing assessment, and onboarding. Paid once per resident — not annually, not on a renewal.
Layer one: rent

What rent actually covers at Áegis Living

Apartment rent at Áegis Living includes everything that makes the community feel like a hospitality experience rather than a building:

  • Private or shared apartment (couples can share when care needs differ)
  • All utilities — power, water, heat, cable, Wi-Fi
  • Three chef-prepared meals a day plus snacks, with seasonal menus
  • Weekly housekeeping and personal laundry
  • Scheduled transportation for appointments, errands, and outings
  • A full monthly calendar of activities, from fitness to live music to outings
  • Access to common spaces — dining rooms, salons, fitness studios, courtyards
  • 24/7 on-call team for emergencies

Rent does not include hands-on personal care. That is intentional — it keeps the housing layer steady while care scales up or down with actual need.

Layer two: care points

Why care points are billed separately

Many senior-living communities bundle care into the rent, so every resident pays for the highest level of help anyone might use. Áegis Living separates care for a reason: neighbors in the same community can pay very different amounts because each person receives exactly the support that fits them.

After move-in, a licensed nurse assesses your parent and assigns a care-points level. Common care-points tasks include:

  • Medication management or hands-on administration
  • Bathing, dressing, and grooming assistance
  • Toileting and continence care
  • Mobility support and transfers (including two-person transfers)
  • Escorts to meals, activities, or appointments
  • Diabetic care

The care-points level is reassessed as needs change. If your parent improves after physical therapy, points come down. If a new condition appears, points scale up — without a move and without a new contract.

Memory care carries its own rhythm. Life's Neighborhood residents have predictable, intensive needs, so their care-points level is higher and steady — staffing ratios, dementia-specific programming, and 24/7 specialized support are there from day one. Families never have to fight for more help; the support is simply present, so everyone can focus on connection.

As a general planning estimate, Life's Neighborhood memory care commonly runs $8,500–$12,500 per month in our markets.

Typical ranges

What families actually pay, by care level

The figures below are general planning estimates for our Washington, California, and Nevada markets — not quotes. They reflect typical totals — rent plus care points plus the amortized one-time community fee. Premium markets such as Seattle, the Bay Area, and Orange County price toward the upper end.

Care LevelBest fit when…Typical monthly range
Light Assisted LivingLargely independent; wants a safety net$5,000 – $7,000
Assisted LivingDaily hands-on help with bathing, dressing, mobility, or meds$6,500 – $9,500
Transitional CareEarly memory changes; still social, but missing meds or repeating$7,500 – $10,000
Life's Neighborhood Memory CareModerate to advanced dementia, in a warm, secure neighborhood$8,500 – $12,500
Respite & Day StayShort stay for recovery, family travel, or trial runDaily rate
Hospice & Comfort CareComfort, dignity, and family close by — in the familiar surroundings of homeLayered with hospice benefit

National context: the Genworth Cost of Care Survey reports a national median assisted-living rent well below premium pricing in our markets, with memory care typically higher. Áegis Living prices reflect our Washington, California, and Nevada footprint and the hospitality-grade service that comes with it.

Want the number for your specific community?

Pricing varies by market, apartment, and care assessment. Our family care advisors will quote a real total for the community you are considering.

A real example

What a typical Assisted Living month looks like

Consider a parent moving into a one-bedroom Assisted Living apartment in a Seattle-area Áegis Living community. She is largely independent, but needs help with medication management, evening bathing, and an escort to dinner three nights a week.

  • Apartment rent: one-bedroom, includes utilities, dining, housekeeping, transportation, activities
  • Care points: a moderate level — medication management, bathing assistance two evenings a week, escorts to dinner
  • Community fee: a one-time charge at move-in (not monthly)

Her monthly total lands inside the $6,500–$9,500 Assisted Living planning range above. If physical therapy reduces her fall risk and she no longer needs evening escorts, the next reassessment lowers her care points — and her monthly total — automatically. If a new diagnosis means she needs a two-person transfer, points scale up the same way.

That is the point of separating the three numbers: care follows the resident.

What is not included

Where families sometimes get surprised — and how Áegis Living handles it

Medications
Medication management is a care-points service. The actual prescription costs are billed by the pharmacy your family chooses — Áegis Living does not mark them up.
Physician visits
Áegis Living coordinates with your parent's existing physicians and on-site visiting providers. Routine medical care is billed through their insurance, not the community.
On-site therapy
Restore in-house rehabilitation and occupational and physical therapy are billed separately from community rent. Our team helps verify any insurance or therapy coverage before sessions begin.
Personal incidentals
Hair appointments at the salon, beverages from the bistro, ticketed outings, or specialty items are billed à la carte. Most are optional.
Annual rent adjustments
Like any housing, rent can adjust annually. Áegis Living communicates increases in writing well before they take effect — not as a surprise on the next invoice.
How families actually pay

Five sources most Áegis Living families combine

  1. 1. Retirement income and Social Security

    The steady base — pensions, Social Security, IRA or 401(k) distributions. For most families this funds rent and a portion of care points.
  2. 2. Home-sale proceeds

    Selling the family home often releases six- or seven-figure equity that can fund years of care while preserving other retirement assets.
  3. 3. Long-term-care insurance

    Policies purchased years ago can reimburse a meaningful portion of monthly care. Áegis Living can help families read the policy and submit benefit claims.
  4. 4. VA Aid & Attendance

    Wartime veterans and surviving spouses who meet medical and financial criteria may qualify for a monthly Aid & Attendance benefit on top of standard VA pension.
  5. 5. Bridge loans and reverse mortgages

    Short-term financing can cover the gap between move-in and a home sale closing. We can connect families with senior-living-specific lenders on request.
What you actually get for the price

The hospitality layer most families do not factor in

It is easy to compare Áegis Living to keeping a parent at home and assume home is cheaper. It rarely is — once you tally a part-time aide, meal delivery, transportation, home modifications, utilities, and the unpaid hours of family caregiving.

And the home does not include:

  • Three chef-prepared meals a day with seasonal menus
  • A full calendar of activities, designed by activity directors at every community
  • On-site nursing seven days a week and 24/7 care managers
  • Restore in-house rehabilitation and on-site physical therapy
  • Designed-for-aging architecture (Áegis Development LLC builds many of our communities)
  • Dementia-trained teams and Life's Neighborhood memory care if needs change
  • A community of peers — one of the strongest predictors of healthspan in late life

The right level of care is the one that fits your loved one today. Start with an honest nursing assessment, then choose the level that matches this season of life — and trust that it can flex with them as things change.

Áegis Living family care advisor team
Awards

Recognized for the way we operate

  • America's Greatest Workplaces in Health Care
  • Best Senior Living
  • Career Achievement Award
  • Best Workplaces
  • Dementia Care Workforce Leader
  • Best of Senior Living 2025 — Greenwood ranked #1 nationally
View all awards →

Tour with the right questions

Our tour checklist walks through the 14 questions our advisors wish every family asked — including the cost questions families forget to ask until move-in.

Get a written cost breakdown — no pressure.

Tell us the community you are considering and what you are seeing at home. A family care advisor will email a real cost breakdown, with the three numbers separated the way they should be.

Prefer to talk? 1-866-923-2712
FAQ

Frequently asked questions

What is included in Áegis Living rent?
Rent at Áegis Living covers the apartment, all utilities, three chef-prepared meals a day plus snacks, weekly housekeeping and laundry, scheduled transportation, on-site activities, the on-call team, and access to community amenities. It does not include personal care assistance — that is billed separately through care points.
What are care points and how are they billed?
Care points are à la carte units that map to specific support: medication management, bathing assistance, dressing, escorts, two-person transfers, and similar tasks. After an in-person nursing assessment, the team assigns the resident a care-points level. The level is reassessed as needs change so you only pay for the support actually being used.
What is the one-time community fee?
The community fee is a one-time charge at move-in that covers apartment preparation, the initial nursing assessment, and onboarding into the community. It is paid once per resident, not annually.
Is memory care priced the same way?
Yes — the same rent + care points + one-time community fee model applies. Life's Neighborhood memory care typically carries a higher, steadier care-points level because of the specialized staffing, dementia-specific programming, and 24/7 support, but you still pay for the care actually provided, reassessed as needs change.
What does assisted living cost at Áegis Living?
Áegis Living is private-pay, and the total depends on the apartment, market, and care assessment — so the most accurate number comes from an advisor. As a general planning estimate for our Washington, California, and Nevada markets, monthly totals commonly range from roughly $5,000 for Light Assisted Living up to about $12,500 for memory care, with premium markets such as Seattle, the Bay Area, and Orange County toward the upper end. Your written quote reflects your specific community and assessment.
How do families typically pay for assisted living?
Most Áegis Living families combine some or all of: retirement income and Social Security, home-sale proceeds, long-term-care insurance benefits, and VA Aid & Attendance where the veteran qualifies. Áegis Living advisors walk through the math on a tour.